The heavy cruiser is only munchkin if you let it be. I always caution newcomers to Trek starship design to think like the organization they're creating the ship for.
The Federation, while it may have occasionally flirted with a pure combat design, generally doesn't build "combat monsters."
Even their heavy cruisers, arguably the most capable of all types of ships, are built with multiple missions in mind (not only defense, but research, exploration, and diplomacy).
If you take the Fedearion-class "dreadnought" as is, it would likely be a heavy cruiser in a warship's clothing. It may simply have been coined a "dreadnought" because of a greater tactical focus (an extra sphere of phaser coverage and 1-2 more torpedo launchers), at the expense of other capabilities (reduced sensor and operational reliability, just a tad bit slower, etc.), but it was still a heavy cruiser because Starfleet just didn't make pure warships.
Fast forward to the Dominion War-era, and you have this 100-year-old space frame that is being dragged out of retirement by an increasingly desperate Federation. Sure, update her weapons and propulsion, maybe even her shields, but make her Operations, Life Support and Sensor systems Outdated. Give her some odd quirks that the PCs just can't overcome (like having the engineering department constantly chasing a short around the ship).
Davy Jones
"Frightened? My dear, you are looking at a man who has laughed in the face of death, sneered at doom, and chuckled at catastrophe! I was petrified."
-- The Wizard of Oz