Originally Posted by
Cut
If you're building a character from scratch, including your own packages, I don't know from the top of my head. There's a paragraph in the TNG Corebook telling you how many DP go into a character that is being created by an experienced gamer.
If you follow standard character creation rules I seem to recall, that neither the species nor the overlay cost any DP at all. Those are used for and during the finishing touches, namely the tours of duty.
That may be wrong, but that's how I remember it.